Initial meeting: General discussion, who we are, the services we offer, discuss our procedure on giving advice, what can be expected of us, and what we expect from our clients.

First Meeting: Carry out a detailed investigation into our client's circumstances & objectives: their past history, knowledge of investment parameters, and conceptual appreciation of what can be achieved within specific time frames. Agreement is reached on a set of objectives consistent with a sensible provision for flexibility to cover downside protection. Clients are then given their tasks to complete for the next meeting.

Second Meeting: A quick review of the first meeting, then a planned strategy is pieced together and recommendations are put forward for the type of investment vehicles which best suit the client's objectives, and meet flexibility requirements. Clients are then asked to analyse the suggested investment vehicles and make a critical list of questions for the next meeting.

Third Meeting: After a review of the past meeting, questions are answered and any alterations to the plan are made. Time, commitment and emergency variables are determined, and then the investment strategy is agreed.